By accessing the website of PT Pemeringkat Efek Indonesia in www.pefindo.com ("Website"), PEFINDO Website Users (“Users”) are considered to have understood and agreed to all Terms of Use applied in using the Website and are responsible to comply with applicable laws and regulations.
Read carefully the Terms of Use below before accessing the Website, so Users can use the Website properly. If Users do not agree to the Terms of Use below, Users should not proceed to the next step.
- Information and data displayed on Website aimed only as media of disseminating information related to the business activities conducted by PT Pemeringkat Efek Indonesia (PEFINDO), including information regarding the process of Rating and information disclosure of Rating, index, and economic research services ("Information").
- Users acknowledge that information and data displayed on the Website is information and data related to the Rating conducted by PEFINDO based on rating and index methodology, except IDX Composite (IHSG) which obtained from https://www.idx.co.id.
- Information displayed on Website is on “as is” and "as available" basis without any warranty whatsoever. The use of information is at Users own risk and discretion. PEFINDO hereby releases all liabilities in any form related to the use of Information by Users and the responsibility for updating the Information on Website as well as for any impact and or loss arising in any form, including but not limited to any loss of potential profits and or opportunities due to any action taken related to the use of data and/or information contained on the Website by Users. PEFINDO makes no statement whatsoever, and hereby disclaims all express or implied warranties, in accordance with the law or to the extent permitted by law, in connection with the Website or Information on Website including but not limited to, guarantees, representations, validity, accuracy, timeliness, completeness, fitness, satisfactory quality, merchantability or fitness for particular purpose.
- Because of the possibility of errors, delays, disruption in the Information distribution process through Website or the unavailability of access in connection with the availability of Information on Website due to human, technical or other factors, PEFINDO does not guarantee that the access and the use of Website shall not be disrupted and henceforth, PEFINDO shall not be liable in any form for any consequence of the occurrence of errors, delays and disturbances.
- Users agree that any information obtained or downloaded from Website shall be used by Users responsibly and comply with the applicable laws.
- Users are prohibited from using or disseminating Information and or data obtained from Website to other parties for commercial purpose without prior written consent from PEFINDO and or the original owner of such Information and or data. The use of Information, including information and or data citation not for commercial purposes is permitted by mentioning the complete source accompanied with the date of Users access citing such information and or data on Website and do not use the web scrapping/crawling method.
- Website is not aimed to promote or recommend other institution/individual.
- PEFINDO is not responsible for the material of other linked websites (“Links”). Links are only provided to simplify Users in obtaining information from other institutions related to PEFINDO in terms of carrying out its duties. Likewise, if other institutional/individual websites provide links to PEFINDO, it cannot be interpreted that PEFINDO approves and or supports the activities of such institution/individual.
- PEFINDO only has 2 (two) official social medias as mentioned in Website as follows; Instagram: @pefindo; LinkedIn: PT Pemeringkat Efek Indonesia. Henceforth, PEFINDO states that it does not own or manage chat accounts and official chat groups that convey data, information and activities related to the Rating in particular and the Indonesia Capital Market in general that are provided other than from the said 2 (two) social media accounts. PEFINDO hereby is not liable in any form for any impact and or loss in any form suffered by Users as a result of using the Information and or data obtained from other social media accounts mentioned above.
- The terms “PT Pemeringkat Efek Indonesia”, “PEFINDO”, “PEFINDO Credit Rating Agency”, and the PEFINDO logo are trademarks, trade names, and service marks of PEFINDO that are protected by law in the Republic of Indonesia and therefore, the use of PEFINDO trademarks, service marks and/or logos for commercial purposes shall be subject to prior written consent from PEFINDO.
- All other trademarks, service marks and logos listed on the Website that are not owned by, licensed or controlled by PEFINDO are only used for editorial needs and without any intention violating such trademarks, service marks and logos.
- PEFINDO may alter the information or data available on the Website and revise the Terms of Use of Website at any time without prior notice. Therefore, it is expected that Users follow its development periodically.
- The impact of the development of information technology is the emergence of new computer viruses on the Internet. PEFINDO warns Users the dangers posed by the virus to Users system. It is Users responsibility to detect all material downloaded from the Internet. PEFINDO is not responsible in any form for all dangers or damages caused by such virus.
- Analysis and opinions expressed in papers, articles or other writings presented on Website are not always reflect PEFINDO's view and policy. Such material can be the writer’s opinion only.